Last updated: May 2026
1. "As is" basis
This website and SwiftSend's broker service are provided on an "as is" and "as available" basis. To the maximum extent permitted by law, SwiftSend makes no representations or warranties of any kind, express or implied, regarding:
- The accuracy, completeness, reliability, or timeliness of any information on the site or in any quote.
- The fitness for purpose of any introduction or supplier match.
- The continued availability of the site or service without interruption.
- The absence of errors, defects, viruses, or other harmful components.
2. We are an introducer, not the executing firm
The transactions arising from SwiftSend introductions are executed by independent supplier partners. The supplier — not SwiftSend — bears all responsibility for:
- The accuracy of the rate ultimately offered and the timing of its availability.
- The execution, settlement, and timely delivery of any payment.
- Safeguarding of any funds the supplier holds.
- The supplier's own compliance with regulatory, AML, sanctions, and data-protection obligations.
- Any decision the supplier takes to accept, decline, delay, or reverse a transaction.
SwiftSend's liability for the supplier's acts, omissions, or failures is excluded to the maximum extent permitted by law.
3. No advice
Nothing on this website, in any quote, or in any communication with a SwiftSend broker constitutes regulated financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. SwiftSend is not authorised to provide such advice. You should obtain independent professional advice before making material decisions involving currency exposure.
4. Indicative information only
Rates, settlement times, supplier capabilities, corridor availability, and other operational information shared via this site or by a SwiftSend broker are indicative at the moment they are given. SwiftSend makes no warranty that any rate or operational parameter will remain available between indication and the moment the supplier confirms execution.
5. Limitation of liability
To the maximum extent permitted by law, SwiftSend, its directors, employees, agents, and affiliates shall not be liable to any client, visitor, or third party for any:
- Direct losses arising from delayed, declined, partially executed, or failed payments by a supplier.
- Loss of profit, loss of business, loss of opportunity, loss of contract, loss of goodwill, or anticipated savings.
- Loss arising from movement in exchange rates between any indicative quote and the rate at execution.
- Indirect, consequential, special, incidental, or punitive damages of any kind.
- Loss arising from reliance on information provided by a supplier, third party, or other source linked from this website.
- Loss arising from circumstances beyond SwiftSend's reasonable control, including but not limited to internet outages, hosting failures, regulatory action, market disruption, banking system disruption, force majeure events, or acts of war.
6. Aggregate liability cap
Where, despite the exclusions above, SwiftSend is found to be liable to a client for any reason, SwiftSend's aggregate liability arising from or in connection with any single matter shall not exceed £100 (one hundred pounds sterling), or the fee SwiftSend actually received from a supplier in respect of the introduction giving rise to the claim, whichever is lower.
This cap applies to all claims arising from a single matter, however arising, including contract, tort (including negligence), breach of statutory duty, or otherwise.
7. Exceptions
Nothing in this disclaimer excludes or limits SwiftSend's liability for: fraud or fraudulent misrepresentation; death or personal injury caused by SwiftSend's negligence; or any other liability that cannot lawfully be excluded under English law.
8. Indemnification
You agree to indemnify, defend, and hold harmless SwiftSend, its directors, employees, agents, and affiliates from and against any losses, claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from or in connection with:
- Your breach of these terms, the Acceptable Use Policy, the Risk Warning, or any other policy on this site.
- Your unlawful use of the broker service.
- Inaccurate, incomplete, or misleading information you provide to SwiftSend or to a supplier.
- Any third-party claim arising from your acts or omissions.
9. Force majeure
SwiftSend is not liable for any failure to perform or delay in performance caused by events beyond its reasonable control, including without limitation: acts of God, fire, flood, power failure, regulatory action, sanctions, government order, war, terrorism, pandemic, third-party banking failure, internet or telecommunications disruption.
10. Third-party links
This website may link to third-party websites. SwiftSend has no control over the content, accuracy, or availability of third-party sites and accepts no responsibility for them.
11. Governing law and jurisdiction
This disclaimer is governed by the laws of England and Wales. Disputes will be subject to the exclusive jurisdiction of the English courts.
12. Severability
If any part of this disclaimer is held to be unenforceable, the remainder shall continue in full force and effect.